Being involved in a hit-and-run accident is both scary and frustrating. Even more so when the driver responsible takes off. If you’ve been injured in a hit-and-run, you have options to consider to seek justice.
Reporting the hit-and-run accident
The first thing you should do after a hit-and-run accident is report it to the police as soon as possible. The police will gather witness statements, review any surveillance footage, and search for evidence to identify the fleeing driver. The police report also acts as official documentation of the accident. This is crucial for insurance claims and any legal actions you might take.
Uninsured motorist (UM) coverage
If the hit-and-run driver can’t be identified, you might be able to get compensation through your own insurance policy’s uninsured motorist (UM) coverage. UM coverage can help pay for medical bills, lost wages, and other damages caused by the accident.
To file a UM claim, you need to contact your insurance company and provide details of the accident. The insurance company will then review your claim and decide on the compensation.
Civil lawsuits
If the hit-and-run driver is eventually identified, you can file a civil lawsuit against them. A civil lawsuit can help you get compensation for things like medical expenses, lost wages, property damage, and pain and suffering.
In Georgia, you have two years from the date of the accident to file a personal injury lawsuit. It’s important to act within this timeframe. To make your lawsuit stronger, collect as much evidence as you can. This may include photos of the accident scene, witness statements, medical records, and any information related to the fleeing driver.
Moving forward
If you’re left with injuries from a hit-and-run car accident, you have several legal options. By understanding these and taking action, you can work towards getting the compensation you need to recover and move forward.