If you got hurt working in a factory or on a construction site, you are probably worried about your next paycheck now that you are sidelined. You need a way to pay for medical care and replace your lost wages.
You can seek compensation for your injuries through a workers’ compensation claim. However, the process requires you to be proactive. Understanding exactly how to file your claim is critical to ensure you have the support you need as you recover.
Filing a workers’ compensation claim in Georgia
By filing a workers’ comp claim, you are notifying your employer and the government that you are hurt and in need of financial support. To initiate the proceeding, follow these steps:
- Obtain and complete Form WC-14: Also known as a notice of claim, this form is accessible directly from the State Board of Workers’ Compensation website. You may also request a copy from their office. Fill in the required details about your injury. If you aren’t sure who your employer’s insurance carrier is, you can call the Board’s Coverage Desk for assistance.
- Inform your employer: Inform your employer of your injury by sending them a copy of the WC-14.
- Notify your employer’s insurance carrier: File your claim by sending the form to your employer’s insurance carrier and the Board. The company has 21 days to investigate your claim and respond.
It is crucial to act with urgency after you get hurt at work if you want to receive compensation. You have a year after sustaining the industrial accident injury to file this claim.
Pursuing a third-party claim for more compensation
If your accident was caused by someone outside your company, such as a negligent subcontractor or a faulty equipment manufacturer, you may be able to file a third-party lawsuit. This type of claim allows you to seek additional compensation that workers’ comp may not cover.
Recovering after an industrial accident
By filing a claim, you may access the benefits you have earned through your labor. This support may cover the costs of your medical appointments and a portion of your lost income, allowing you to focus on getting back on your feet after the accident.